In continuation of its mission to make financial services simpler, faster, and more accessible, SmartCash Payment Service Bank, a subsidiary of Airtel Nigeria, has announced a strategic partnership with Leadway Assurance to offer users seamless access to Leadway’s mobile-friendly motor insurance service.
Starting from ₦15,000, this new offering provides a convenient and affordable way for motorists to stay protected and compliant with national insurance requirements. Through this collaboration, new and existing SmartCash customers can now acquire or renew two types of Leadway Assurance motor insurance: Third-Party Insurance and AutoBase Comprehensive Insurance, directly via the SmartCash app or by dialing *939#.
While the third-party motor insurance plan provides the legally required minimum cover—protecting motorists from liability for damages or injuries caused to others—the AutoBase Comprehensive Insurance plan extends coverage to include the user’s own vehicle in the event of an accident.
Commenting on the partnership, Tunde Kuponiyi, Chief Executive Officer of SmartCash PSB, highlighted its importance in driving convenient and inclusive insurance access for Nigerians.
“At SmartCash, our goal has always been to bring inclusive financial solutions closer to everyday Nigerians. By partnering with Leadway Assurance, we’re making it easier for motorists to insure their vehicles without stress or delays. It’s insurance that moves at your speed,” he said.
He also noted that SmartCash users can complete the entire purchase process in under three minutes—from plan selection to payment—with no physical paperwork or documentation required. Customers receive instant confirmation and their digital policy documents via email, making insurance more accessible than ever.
Also speaking on the partnership, Kike Fischer, Director of Sales, Retail and Partnerships at Leadway Assurance, added:
“At Leadway, innovation and exceptional service are at the core of our mission to deepen insurance penetration and inclusion. This collaboration with SmartCash enables us to deliver real-time protection to more Nigerians via a trusted, everyday platform. It marks a bold step in transforming how insurance is accessed and experienced across the country.”
The integrated insurance service is also fully inclusive, working across all types of mobile phones. Users without smartphones or internet access can enjoy the same features via USSD, ensuring nationwide reach, particularly in rural and underserved areas.
This partnership reinforces SmartCash’s commitment to delivering digital-first financial services that meet the real-world needs of Nigerians. By simplifying access to essential products like motor insurance, SmartCash continues to empower users with tools that protect, support, and uplift their daily lives.



